Category: Financial Advice
Quick Hits: Capital One’s Venture Offer, Hyatt’s Annual Category Changes, The New Credit Card Finder Tool and More!

Quick Hits: Capital One’s Venture Offer, Hyatt’s Annual Category Changes, The New Credit Card Finder Tool and More!

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In this Quick Hits episode, DeAndre Coke shares the latest updates in the world of travel, points, and miles, helping listeners stay informed on the newest opportunities and challenges in maximizing travel rewards. He breaks down the Capital One Venture Card’s limited-time welcome bonus and highlights the addition of new airport lounges in Las Vegas and Philadelphia. He also revisits Hyatt’s 2025 award chart changes, explaining how travelers can lock in lower redemption rates before certain hotels increase in category.

Additionally, DeAndre discusses the new Capital One to JetBlue transfer partnership, why it may not be the best use of points, and how current transfer bonuses can help maximize value. He also addresses Uber’s new currency conversion fee, emphasizing the importance of using credit cards that have no foreign transaction fees to avoid unnecessary costs.

To make point-earning and credit card selection easier, DeAndre introduces a new credit card finder tool, designed to match travelers with the best card based on their spending habits and travel goals. Whether you’re looking to optimize your points strategy, avoid airline devaluations, or make the most of credit card perks, this episode is packed with valuable insights.

 

Key takeaways: 

  • Capital One Venture Card: A 75,000-mile limited-time welcome bonus is available.
  • Hyatt Award Chart Changes: Some hotels will move up in category, increasing redemption costs after March 25—book now to lock in lower rates.
  • Capital One to JetBlue Transfers: The new 5:3 transfer ratio makes this a poor value compared to Chase, Citi, and Amex transfer options.
  • Uber’s Currency Conversion Fee: A 1.5% fee is automatically applied if Uber detects you’re paying in a foreign currency—use a card with no foreign transaction fees to avoid it.
  • New Airport Lounges: Capital One has opened lounges in Las Vegas and Philadelphia, expanding premium lounge access for cardholders.
  • AirTags for Travel: Apple’s AirTags can be a great tool for tracking lost luggage and avoiding baggage claim nightmares.
  • American Express Hilton Transfer Bonus: A 25% bonus on transfers to Hilton Honors points, available until March 14.
  • Chase Marriott Transfer Bonus: A 50% bonus when transferring Chase Ultimate Rewards points to Marriott Bonvoy, available until March 31, 2025.
  • Credit Card Finder Tool: A new tool has been introduced to help travelers find the best credit card based on spending habits.

 

Resources:

 

Connect with DeAndre Coke: 

 

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From Budget Traveler to Full-Time Content Creator: Using Points & Miles to Fund a Lifestyle of Travel with @themobilehomie! (Ep. 63)

From Budget Traveler to Full-Time Content Creator: Using Points & Miles to Fund a Lifestyle of Travel with @themobilehomie! (Ep. 63)

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Have you ever wondered how to transition from budget travel to a full-time travel lifestyle? 

In this episode of the Revolutionizing Your Journey podcast, host DeAndre Coke sits down with travel enthusiast Jordyn Verzera, co-founder of The Mobile Homie, to explore her inspiring journey from a frugal traveler to a full-time content creator. Jordyn explains how leveraging points and miles has been key to making travel both affordable and rewarding, while sharing practical strategies for planning trips and navigating the complex world of travel rewards. The conversation also includes memorable travel stories—including a humorous, cautionary tale about her experience with rabies vaccines—and offers crucial advice on maintaining travel insurance and balancing work with wanderlust.

Listen now to discover how to follow your dreams, master travel planning, and turn everyday adventures into a sustainable lifestyle.

 

Key Highlights:

  • Budget to Full-Time Transition: Jordyn’s journey shows that it’s possible to evolve from budget travel to a full-time travel lifestyle through smart use of points and miles.
  • Travel Rewards Strategy: Effective planning and strategy are essential to maximize the benefits of points and miles, significantly reducing travel costs.
  • Balancing Work and Travel: Treating travel like a business can help you sustain a full-time travel lifestyle without compromising your income.
  • Learn from Experience: Memorable travel mishaps, like the rabies vaccine incident, serve as important lessons in travel planning and safety.
  • Financial Safety Net: Having a solid financial plan and safety net is critical before making the leap to full-time travel.
  • Community and Resources: Utilizing travel communities and resources can simplify the complex world of points and miles, making travel more accessible for everyone.
  • Follow Your Dreams: Jordyn’s story underscores that with the right strategies and mindset, you can turn travel into a lifelong passion.

 

 

Resources:

 

Connect with DeAndre Coke: 

 

Connect with Jordyn & JT:

 

 

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Quick Hits: World’s First W All-Inclusive Hotel, A Best-Ever Capital One Offer, and More!

Quick Hits: World’s First W All-Inclusive Hotel, A Best-Ever Capital One Offer, and More!

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Ever wondered how to truly optimize your travel rewards and maximize your points?

In this Quick Hits episode, DeAndre delivers an in-depth update on the latest travel rewards strategies, emphasizing two powerful transfer bonus offers that could transform your points balance. He explains that American Express Membership Rewards is currently offering a 25% transfer bonus when you transfer points to Hilton—an offer available until March 14. In addition, DeAndre highlights that until March 31, 2025, Chase Ultimate Rewards points can be transferred to Marriott Bonvoy with a 50% bonus. Along with these key offers, he discusses the benefits of the Southwest Companion Pass, the impact of airline devaluations, and other essential travel tips including how to optimize passport processing times and leverage last-minute travel deals. DeAndre also answers a listener’s question on how best to use transfer points across different airline programs.

Tune in now to learn how these exclusive transfer bonuses and strategic insights can help you maximize your travel rewards and elevate your next adventure!

 

Key takeaways: 

  • Southwest Companion Pass: Secure the pass with a single card and 30,000 rapid rewards miles—available until February 28th.
  • American Express Bonus: Enjoy a 25% transfer bonus on Membership Rewards points to Hilton if you act before March 14.
  • Chase Transfer Bonus: Receive a 50% bonus on Chase Ultimate Rewards points when transferring to Marriott Bonvoy until March 31, 2025.
  • Southwest Companion Pass: Leverage this pass to enhance your travel experience through strategic credit card offers.
  • Airline Devaluations: Understand that airline points are subject to devaluation; it’s best to use them sooner rather than later.
  • Luxury Travel Options: New all-inclusive deals and last-minute travel promotions are emerging, offering more premium experiences.
  • Efficient Travel Tips: Optimize passport processing times and capitalize on last-minute travel deals.
  • Listener Q&A: Gain insights on effective strategies for using transfer points across multiple airline programs.

 

Resources:

 

Connect with DeAndre Coke: 

 

 

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Simplifying Points & Miles: A “Lazy” Approach to Travel Rewards with Genni of @travelingfranklins (Ep. 62)

Simplifying Points & Miles: A “Lazy” Approach to Travel Rewards with Genni of @travelingfranklins (Ep. 62)

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Ever wonder how you can simplify your travel rewards strategy and maximize points with minimal effort? 

In this episode, DeAndre sits down with Genni Franklin to demystify the world of points and miles. Genni, who transitioned from the hospitality industry into travel rewards, reveals her “lazy” approach—earning points with minimal effort while still maximizing value. She explains the importance of building confidence through that all-important first redemption, clarifies the differences between flexible and non-flexible points, and shares tailored strategies for families.

Genni also highlights her top credit card recommendations and offers practical tips for streamlining the redemption process, making travel both accessible and affordable. Ultimately, she encourages listeners to focus on their unique travel goals and adopt a flexible mindset to unlock incredible opportunities.

Tune in now to learn how to simplify your rewards strategy and start maximizing your travel potential!

 

Key Highlights:

  • Simplified Approach: Genni emphasizes a “lazy” strategy that minimizes effort while maximizing points and miles.
  • Confidence Through Redemption: Building confidence by making that first successful redemption is essential.
  • Flexible Points Advantage: Understanding the difference between flexible and non-flexible points can expand your travel options.
  • Family Strategies: Tailoring travel rewards strategies for families can significantly enhance travel experiences.
  • Credit Card Recommendations: Genni shares her favorite credit cards that help maximize travel rewards.
  • Smart Budgeting: Effective travel planning and budgeting are crucial for optimizing points and miles.
  • Personal Focus: Focus on your unique travel journey rather than comparing yourself to others.
  • Embrace Flexibility: Flexibility in travel planning can unlock incredible opportunities and better deals.
  • Continuous Learning: Ongoing education about points and miles is vital for long-term success.

 

Resources:

 

Connect with DeAndre Coke: 

 

Connect with Genni Franklin:

 

 

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Quick Hits: Earn a Southwest Companion Pass with Just One Card, Aeroplan’s New Dynamic Pricing, and more!

Quick Hits: Earn a Southwest Companion Pass with Just One Card, Aeroplan’s New Dynamic Pricing, and more!

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In this Quick Hits episode, DeAndre Coke unpacks groundbreaking shifts in the travel rewards landscape that could redefine your next getaway. 

He explains significant changes to Aeroplan’s pricing structure—urging listeners to book flights before March 25 to avoid devaluation—and highlights enticing promo rewards from Flying Blue for travel to Europe. DeAndre also shares proven strategies for securing a Southwest Companion Pass through credit card offers and emphasizes the power of transfer bonuses to boost your points value. Adding a personal twist, he recounts a booking mistake that serves as a valuable lesson for avoiding similar pitfalls. 

Tune in now to discover how these updates can help you optimize your travel rewards and elevate your next adventure!

 

Key takeaways: 

  • Aeroplan Dynamic Pricing: Aeroplan is shifting to dynamic pricing, which affects point values; book flights before March 25 to avoid devaluation.
  • Flying Blue Promotions: Flying Blue offers attractive deals for travel to Europe.
  • Southwest Companion Pass: Earn the Southwest Companion Pass by strategically using credit cards.
  • Transfer Bonuses Matter: Transfer bonuses can significantly increase point value; always verify flight availability before transferring points.
  • Stopover Strategies: Utilizing stopovers can enhance your overall travel experience.
  • Credit Card Spending: Monitoring your spending is crucial to meet credit card requirements for bonus points.
  • Avoid Booking Pitfalls: Learn from personal mistakes, like phantom flights, to improve future travel planning.

 

Resources:

 

Connect with DeAndre Coke: 

 

 

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From Practicing Medicine to Points Pro: Learn How Travel Rewards Fit into a Wealth-Building Strategy with Devon Gimbel (Ep. 61)

From Practicing Medicine to Points Pro: Learn How Travel Rewards Fit into a Wealth-Building Strategy with Devon Gimbel (Ep. 61)

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Have you ever considered how strategic use of points and miles can be a powerful tool for building wealth?

In this episode, host DeAndre interviews Devon Gimbel, a former physician who has successfully transitioned into a points and miles expert. Devon discusses her journey from medicine to mastering travel rewards and details her ambitious family trip to the Maldives, where she leveraged her expertise to secure a luxurious stay at the Park Hyatt Maldives. 

The conversation delves into practical strategies for maximizing travel rewards, balancing spending and saving, and utilizing everyday expenses to generate valuable points. Additionally, Devon emphasizes the importance of financial education and responsible planning—especially for individuals managing consumer debt—and explores scenarios where buying points can further enhance financial growth. 

Tune in to discover how you can transform your travel experiences into opportunities for financial advancement.

 

Key Highlights:

  • Career Transition: Devon successfully shifted from medicine to becoming a points and miles expert.
  • Family Travel Strategy: Planning an ambitious family trip to the Maldives required careful budgeting and mastery of travel rewards.
  • Luxury Experience: The exceptional service at the Park Hyatt Maldives underscores the value of premium travel experiences.
  • Wealth Building Through Travel: Points and miles can be leveraged as tools for financial growth and wealth building.
  • Balanced Spending: Striking a balance between spending and saving is essential for maximizing travel rewards.
  • Financial Education: Continuous learning about personal finance is critical, especially for managing consumer debt.
  • Smart Points Strategy: Buying points in specific scenarios can be beneficial when approached responsibly.
  • Customized Approach: Listeners are encouraged to develop their strategies to optimize travel rewards and achieve financial growth.

 

Resources:

 

Connect with DeAndre Coke: 

 

Connect with Devon Gimbel:

 

 

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Quick Hits: Marriott’s New Devaluations, Why It’s a Great Time to Buy Hilton Points, Delta Lounge Changes and More!

Quick Hits: Marriott’s New Devaluations, Why It’s a Great Time to Buy Hilton Points, Delta Lounge Changes and More!

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In this Quick Hits episode, DeAndre Coke discusses the latest updates in the points and miles world and highlights fresh travel deals available this month.

He covers crucial changes such as the devaluation of Marriott points, Delta lounge access policies modifications, and various new transfer bonuses available for credit cards. DeAndre also highlights cost-effective strategies like buying Hilton points and reveals a new opportunity to use JetBlue points for TAP Portugal flights. With these timely insights, he shows you how to navigate the evolving landscape of travel rewards and maximize your savings for future adventures. 

Tune in now to stay ahead of your travel game and secure the best deals for your next journey!

 

Key takeaways: 

  • Marriott Devaluation: Marriott points are losing value, impacting redemption strategies.
  • Delta Lounge Limitations: Delta has implemented a cap on lounge visits for cardholders.
  • Chase Transfer Bonus: Enjoy a special transfer bonus to Virgin Atlantic until February 17th.
  • Hilton Points Strategy: Buying Hilton points can be a cost-effective way to boost your rewards.
  • JetBlue Points Opportunity: JetBlue points can now be used to book TAP Portugal flights.
  • Fresh Travel Deals: New travel offers and updates are available this month to enhance your travel rewards.
  • Award Travel Service Update: The BoldlyGo website now offers free consultations for planning award travel without needing credit card details.

 

Resources:

 

Connect with DeAndre Coke: 

 

 

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From Tulum’s Unique Vibes to Mexico City’s Food Tours: Our Mexican Holiday Journey (Ep. 60)

From Tulum’s Unique Vibes to Mexico City’s Food Tours: Our Mexican Holiday Journey (Ep. 60)

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Ever wondered what a two-week holiday adventure in Mexico looks like?

In this episode, DeAndre and Taryn share their journey from a week-long escape in Tulum—complete with stunning beaches, a vibrant local community, and unique Airbnb experiences—to exploring the rich culinary scene of Mexico City. They delve into travel tips on maximizing points for flights and accommodations, navigating the new Tulum airport, and embracing the local culture and dining customs of Mexico City. 

The conversation also covers their New Year’s Eve experience, which featured a mix of highs and lows—from a disappointing countdown to an unforgettable food tour, Michelin-star dining, and a luxurious stop at the Centurion Lounge. Whether you’re curious about securing affordable rides, making advanced reservations, or just looking for inspiration, DeAndre and Taryn’s insights will help you plan and enjoy your next adventure.

Listen now to dive into their travel stories and get inspired for your Mexican getaway!

Key Highlights:

  • Tulum Vibe: Tulum offers a vibrant community with great food and stunning beaches.
  • Airbnb Advantage: Booking a unique Airbnb in Tulum can earn you airline miles and enhance your travel experience.
  • New Airport Perks: The newly opened Tulum airport provides added convenience for travelers.
  • Culinary Capital: Mexico City boasts a rich culinary scene featuring family-owned eateries and Michelin-star dining.
  • Late Meal Culture: Mealtimes in Mexico City are notably later, a key cultural insight for planning your dining schedule.
  • Affordable Rides: Ubers in Mexico City are affordable, making navigating the bustling city streets easy.
  • Plan Ahead: To secure the best experiences, make reservations for popular restaurants and food tours in advance.
  • Unique Experiences: Tulum’s beach clubs offer a unique party atmosphere, while the Centurion Lounge delivers unexpected luxury.

Resources:

Connect with DeAndre Coke: 

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Quick Hits: Your chance to earn 170,000 IHG Points, Marriott has best-ever offers, and More!

Quick Hits: Your chance to earn 170,000 IHG Points, Marriott has best-ever offers, and More!

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In this Quick Hits episode, DeAndre answers listener questions about maximizing points and miles while showcasing new credit card offers from IHG and Marriott. He dives into the 524 rule for Chase credit cards—explaining how business cards are exempt—and highlights an elevated 170,000-point offer on the IHG Premiere One Rewards Card. DeAndre also spotlights the Marriott Bonvoy Bold (60,000 points plus a free night) and Marriott Bonvoy Boundless (100,000 points plus a $150 statement credit) promotions.

Meanwhile, in Riviera Maya news, Hyatt is converting Andaz Mayakoba into Alila Mayakoba. The resort will close in March for extensive renovations, set to reopen under the Alila brand with a refreshed luxury experience. DeAndre wraps up by previewing updated award travel services on the BoldlyGo website—including free consultations that now no longer require providing credit card information.

Tune in to this Quick Hits episode to stay ahead of the curve on these exciting offers, upgrades, and enhanced travel support services.

 

Key takeaways: 

  • Chase 5/24 Rule: Once you’ve opened five credit cards in 24 months, you can’t open another Chase card—but business cards don’t count against this limit.
  • IHG Premiere One Rewards: Elevated offer of 170,000 points, plus a free night certificate and elite status for a $95 annual fee.
  • Marriott Bonvoy Bold: 60,000 points plus a free night certificate.
  • Marriott Bonvoy Boundless: 100,000 points plus a $150 statement credit.
  • Andaz Mayakoba to Alila: The Riviera Maya resort will close in March for renovations and reopen under the Alila brand.
  • Award Travel Services: BoldlyGo offers free consultations for planning award travel without requiring credit card details.

 

Resources:

 

Connect with DeAndre Coke: 

 

 

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Growing Up Alaskan: Alaska Airlines Tips, Points & Miles Strategies, and Epic Travels with @heralaskatravels (Ep. 59)

Growing Up Alaskan: Alaska Airlines Tips, Points & Miles Strategies, and Epic Travels with @heralaskatravels (Ep. 59)

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Ever wondered what it’s like growing up in the rugged landscapes of Alaska—and how that shapes a traveler’s mindset? 

In this episode, host DeAndre Coke talks to Betsey from Her Alaska Travels, a lifelong Alaskan who discovered the power of points and miles. Betsey reveals how Alaska Airlines plays a crucial role for Alaskans, highlighting game-changing updates like earning elite qualifying miles on award travel. She also delves into Hawaiian Airlines’ evolving relationship with Amex, shares tips for exploring Alaska via cruises or road trips, and emphasizes how stopovers can elevate your travel experiences. 

Whether you’re curious about the best time to visit Alaska, how to manage “phantom flights,” or simply want insider advice on maximizing miles and planning epic adventures, Betsey’s first-hand knowledge will inspire you to explore the Last Frontier—and beyond.

Key Highlights:

  • Alaskan Grit: Growing up in Alaska instills resilience and a drive to explore.
  • Early Travel Influence: Traveling young shapes a lifelong passion for discovery.
  • Alaska Airlines Loyalty: Residents rely on the airline for connectivity, and recent updates, like earning elite qualifying miles on award travel, offer new advantages.
  • Hawaiian Airlines Shifts: Upcoming changes with Hawaiian Airlines’ Amex partnership may impact point transfers.
  • Stopover Strategies: Utilizing stopovers in destinations like Fiji or Iceland can enhance international trips.
  • Cruise vs. Road Trip: Adventurous land travel often offers more flexibility than cruising Alaska’s coastlines.
  • Budget-Friendly Alaska: Outdoor activities and extended stays (around ten days) can help travelers fully experience the region without breaking the bank.
  • Points & Miles Tips: Understanding “phantom flights,” stopover rules, and loyalty program nuances can lead to better travel deals.

Resources:

Connect with DeAndre Coke: 

Connect with Betsey: 

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