Category: Social Sciences

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Jet Lag Demystified: A Sleep Surgeon Tips for Travelers with Dr. Kevin Lin (Ep. 79)

Jet Lag Demystified: A Sleep Surgeon Tips for Travelers with Dr. Kevin Lin (Ep. 79)

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In this episode of Revolutionizing Your Journey, host DeAndre Coke sits down with Dr. Kevin Lin, a board-certified sleep surgeon and avid traveler, to unpack the complexities of jet lag and how to travel more comfortably. 

They explore what happens to your body’s circadian rhythm during long-haul travel, why traveling east hits harder than going west, and how each traveler’s response to jet lag can differ. Dr. Lin shares expert advice on using melatonin, timing meals, and adjusting sleep schedules before departure. The episode delves into the role of technology, including apps like TimeShifter and light therapy, in helping to regulate your body clock across time zones. Practical tips for hydration, smart napping, and managing alcohol consumption on flights are discussed, along with strategies for athletes and frequent flyers to optimize sleep and performance.

 If you’re trying to stay sharp for a business meeting or energized for vacation, this episode offers science-backed strategies to help you show up rested and ready.

 

Key Highlights:

  • Dr. Kevin Lin’s background: A sleep surgeon with a passion for travel and optimizing rest.
  • Understanding jet lag: It’s a misalignment of your circadian rhythm due to time zone shifts.
  • East vs. West: Traveling east often causes worse jet lag because it shortens the body’s day.
  • Personalized reactions: Jet lag affects people differently—preparation is key.
  • Smart prep: Begin shifting your schedule a few days before travel.
  • Melatonin insights: Best taken 3–4 hours before target bedtime in small doses.
  • Meal timing: Adjust your eating schedule to match the destination’s schedule to help synchronize your internal clock.
  • Sunlight exposure: Morning light helps reset your body faster upon arrival.
  • Light therapy tools: Helpful for managing long-haul jet lag when natural light isn’t an option.
  • Napping strategy: Keep naps short (20–30 minutes) to avoid feeling groggy or experiencing sleep disruption.
  • Sleep trackers: Can help build awareness, but shouldn’t be the sole metric of sleep quality.
  • Tips for frequent travelers & athletes: Consistency, nutrition, and hydration are essential for high performance.

 

Resources:

 

Interested in Financial Planning?

 

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

 

Connect with DeAndre Coke: 

 

Connect with Kevin:

 

 

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Quick Hits: Chase Sapphire Refresh Rumors, a New Caribbean Resort to Book With Points, and More!

Quick Hits: Chase Sapphire Refresh Rumors, a New Caribbean Resort to Book With Points, and More!

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In this Quick Hits episode, DeAndre Coke dives into the latest updates from the world of travel rewards and points strategies. He covers listener feedback, highlights a new all-inclusive Hyatt resort in Saint Lucia, unpacks the devaluation of Iberia Avios, shares tips for upgrading to Emirates First Class without elite status, and revisits the ZilMoney payroll-on-card saga. He also breaks down rumors about significant changes to the Chase Sapphire Reserve and answers a listener’s question about building credit as a college student.

This episode provides timely guidance for maximizing redemption value amid changing reward structures and transfer ratios. DeAndre also shares personal insights on why booking all-inclusive stays with points can lead to outsized value—and how small booking details like guest count can make a big difference. If you’re managing your family’s rewards strategy or just starting to build credit, you’ll find plenty of smart, actionable insights packed into this week’s updates.

 

Key takeaways: 

  • Chase IHG Certs Clarified: 60K certs cannot be topped off—unlike the 40K ones.
  • New Hyatt All-Inclusive: Secrets Saint Lucia Resort is now bookable with points.
  • Iberia Avios Devaluation: East Coast to Madrid redemptions increase by 19%.
  • Emirates Upgrade Workaround: Non-elites can still upgrade at check-in using miles.
  • ZilMoney Update: Payroll on credit card may return by end of June.
  • Sapphire Reserve Rumors: $795 fee and new travel and dining benefits may be on the way.
  • Building Student Credit: Capital One SavorOne Student is a solid early credit card option.
  • Authorized Users & Credit History: Adding children to fee-free cards can help build long-term credit.

 

Resources:

 

Interested in Financial Planning?

 

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

 

Connect with DeAndre Coke: 

 

 

 

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Unpacking The One App that Will Make Earning Points & Saving Money Substantially Easier: CardPointers Explained (Ep. 78)

Unpacking The One App that Will Make Earning Points & Saving Money Substantially Easier: CardPointers Explained (Ep. 78)

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In this episode of Revolutionizing Your Journey, DeAndre Coke sits down with Emmanuel, the founder of CardPointers—a game-changing app designed to help travelers optimize their credit card usage and maximize points and miles. Emmanuel shares how a personal challenge managing multiple cards led him to build CardPointers, and how the app has evolved into a powerful tool for both beginners and seasoned travel hackers.

The conversation highlights standout features, including automated offer tracking, an Autopilot mode that recommends the best card to use based on your location, and an Augmented Reality interface that displays savings opportunities at nearby stores. Emmanuel also breaks down the differences between the free and pro versions, upcoming features, and how CardPointers protects user privacy without requiring sensitive logins.

This episode delivers practical insights, pro tips, and plenty of inspiration for smarter travel.

 

Want to sign up for CardPointers? Use our link here

 

Key Highlights:

  • CardPointers origin: Born from Emmanuel’s personal need to simplify credit card tracking.
  • Smart card recommendations: The App shows which card to use for every purchase.
  • Built-in offers: Automatically integrates bank deals to boost savings.
  • Autopilot & AR mode: Recommend cards based on real-time location and store data.
  • No sensitive data required: Maintains complete user privacy and security.
  • Free vs Pro: Free version is great for beginners; Pro unlocks advanced tools.
  • Future features: Includes shopping portal integration and on-device analytics.
  • Maximized redemptions: Helps unlock luxury travel with points and miles.
  • Flexible strategy: Users are encouraged to take it slow and build over time.
  • Track Chase 5/24: Keeps tabs on account limits to help with time applications.

 

Resources:

 

Interested in Financial Planning?

 

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

 

Connect with DeAndre Coke: 

 

Connect with CardPointers:

 

 

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Quick Hits: Is it Time to Give Up the Capital One Venture X? Huge IHG SUB, Thrifty Traveler’s 10th Birthday and More!

Quick Hits: Is it Time to Give Up the Capital One Venture X? Huge IHG SUB, Thrifty Traveler’s 10th Birthday and More!

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In this value-packed Quick Hits episode, DeAndre Coke breaks down the most significant developments in the points and miles world—from exciting transfer bonuses and premium card promos to major airline pricing changes and credit card legislation that could impact your travel rewards. He highlights Thrifty Traveler’s limited-time 50% off deal, an elevated IHG card bonus offering 5 free nights, new baggage fees from Southwest, and a game-changing partnership between United and JetBlue.

DeAndre also shares updates on Amex, Chase, and Citi transfer bonuses, the Capital One lounge guest access shake-up, and the growing concern over the Credit Card Competition Act. Whether you’re just getting started with points or already planning your next redemption, there’s something in this episode for you. Listeners are also reminded to take advantage of free strategy consultations to get personalized travel game plans.

 

Key takeaways: 

  • Thrifty Traveler Premium: 50% off during their 10th anniversary sale.
  • IHG Premier Card: New signup bonus with five free night certificates.
  • Delta Fixes Pricing: Ends higher solo traveler fares.
  • Southwest Changes: Ends “bags fly free” policy.
  • Transfer Bonuses: 30% Amex → Avios, 25% Chase → Virgin, 25% Citi → Wyndham.
    United x JetBlue Partnership: Easier booking, point redemptions, and elite perks.
  • Capital One Lounge Access: Guest access gets more expensive in 2026.
  • Credit Card Competition Act: Could threaten reward programs—take action.
  • Free Travel Strategy Sessions: Book through our website for personalized assistance.

 

Resources:

 

Interested in Financial Planning?

 

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

 

Connect with DeAndre Coke: 

 

 

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The Psychology of Points: Mastering Behavior, Not Bonuses (Ep. 77)

The Psychology of Points: Mastering Behavior, Not Bonuses (Ep. 77)

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This episode isn’t about earning your next big bonus or finding the hottest travel deal—it’s about the mindset that makes all of it sustainable. 

DeAndre Coke shares a powerful solo session unpacking how mastering points and miles is less about tactics and more about behavior. Drawing insights from the book “The Psychology of Money” and over a decade of advising experience, he explains why understanding your habits, defining your version of “enough,” embracing optionality, and building identity-driven financial discipline can unlock not just better travel, but a better life. 

If you’re ready to stop chasing and start strategizing, this one’s for you.

 

Key Highlights:

  • Behavior > Bonuses: Winning with points is about patience and discipline, not just card hacks.
  • Define “Enough”: Set intentional goals to avoid endlessly chasing bigger redemptions.
  • Optionality = Power: Having points gives you choices—and that’s where absolute travel freedom begins.
  • Hedonic Adaptation: The more you redeem, the more you adapt—learn to appreciate and recalibrate.
  • Delayed Gratification: Waiting for the proper redemption often leads to the most significant wins.
  • Diversification Matters: Don’t hoard points in one program; spread risk and gain flexibility.
  • Self-Sabotage is Real: Overspending for bonuses or never redeeming points are behavioral pitfalls.
  • Identity Drives Action: Seeing yourself as a savvy strategist helps you naturally make better decisions.
  • Quiet Accumulation Pays: Consistent, smart habits lead to long-term travel wealth.
  • Points as Practice: This is more than travel—it’s training for financial self-mastery.

 

Resources:

 

Interested in Financial Planning?

 

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

 

Connect with DeAndre Coke: 

 

 

 

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Unforgettable Stay at The Estate Yountville | Napa Valley’s Hidden Gem! [YouTube Bonus]

Unforgettable Stay at The Estate Yountville | Napa Valley’s Hidden Gem! [YouTube Bonus]

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In this YouTube bonus episode of Revolutionizing Your Journey, DeAndre Coke recaps his recent all-cash stay at The Estate Yountville, a luxury resort in the heart of Napa Valley. From the moment of arrival—greeted with wine and surrounded by tree-lined serenity—to the property’s 24-hour pool, fire pits, and high-end amenities, DeAndre offers a full breakdown of what makes this resort both elegant and approachable. He explores the walkability of Yountville’s top tasting rooms, the thoughtful touches like complimentary town cars, and the experience of traveling with fellow financial advisors. The episode wraps with DeAndre’s honest take on the value of the stay and tips on how to recreate similar trips using points and miles for a fraction of the price.

 

Resources:

 

Connect with DeAndre Coke: 

 

 

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Quick Hits: Last Call for ANA Round The World Tickets, Score Kimpton Freebies this Summer, and More!

Quick Hits: Last Call for ANA Round The World Tickets, Score Kimpton Freebies this Summer, and More!

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Looking to stay ahead in the world of travel rewards? 

In this week’s Quick Hits episode of Revolutionizing Your Journey, host DeAndre Coke delivers a rapid roundup of the most essential travel news and deals you need to know right now. From a 50% discount on Thrifty Traveler Premium to a Clear membership price hike, quirky hotel promotions, and the end of an iconic round-the-world points redemption, this episode is packed with timely tips. DeAndre also highlights how travelers can stay connected to the community and where to take action quickly to unlock significant value. 

If you’re trying to maximize every dollar and point this season, this is one to catch.

 

Key takeaways: 

  • 50% Off Thrifty Traveler Premium: New subscribers can join for just $50 from June 4–9. Great for finding rare points and cash deals.
  • Clear Membership Price Hike: The annual fee is now $199. Still worth it if your card covers the cost—less so if you’re paying out-of-pocket.
  • Kimpton’s Secret Password Is Back: Say “Social Sent Me” at check-in for surprise perks like snacks, upgrades, or waived fees (through Aug 31).
  • ANA Round-the-World Ticket Ending: Book by June 24 to snag this legendary 105k-point deal with 12 segments and 8 stopovers.

Resources:

 

Interested in Financial Planning?

 

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

Connect with DeAndre Coke: 

 

 

 

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The Ultimate Guide to Saving on your next Disney Trip with Chelsea of @pixiepointgals (Ep. 76)

The Ultimate Guide to Saving on your next Disney Trip with Chelsea of @pixiepointgals (Ep. 76)

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Planning a Disney trip and want to save big without sacrificing comfort?

In this episode of Revolutionizing Your Journey, host DeAndre Coke sits down with Chelsea from Pixie Point Gals to uncover the real magic behind using the Disney Vacation Club (DVC) and travel points to experience Disney like never before. Chelsea breaks down how families can rent DVC points—even without a membership—and stay at deluxe Disney resorts for a fraction of the price. They talk about the perks of staying on-property, tips for adults visiting Disney, and clever hacks like relocating food between resorts.

From avoiding scams to maximizing credit card points, this episode is packed with practical advice and insider tricks for both Disney lovers and travel hackers alike.

 

Key Highlights:

  • DVC explained: The Disney Vacation Club operates on a point system that differs from traditional timeshares.
  • Renting advantage: Renting DVC points can save up to 50% on high-end resort stays—even for non-members.
  • Booking flexibility: Being open to travel dates and resorts helps unlock better deals and availability.
  • Adult Disney tips: High-end resorts like the Riviera and experiences like Epcot’s “drink around the world” cater to adults.
  • On-property perks: Early park entry, free transportation, and deluxe amenities make staying on-site worthwhile.
  • Points strategy: Combining DVC rentals with travel credit card points furthers savings.
  • Avoiding scams: Booking through verified DVC rental sites helps ensure a smooth and secure experience.
  • Enhancing the trip: Small tricks like having Disney relocate luggage (and even food) between resorts can elevate the magic.

 

This episode is sponsored by Saily. Use Code BOLDLYGO for a 15% discount.

 

Resources:

 

Interested in Financial Planning?

 

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

 

Connect with DeAndre Coke: 

 

Connect with Pixie Point Gals:

 

 

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Quick Hits: Insane Rakuten Deals, an Unfortunate End to the Amex to Alaska Airlines Loophole, and More!

Quick Hits: Insane Rakuten Deals, an Unfortunate End to the Amex to Alaska Airlines Loophole, and More!

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Looking to maximize your points game and stay ahead of the travel curve?

In this extended Quick Hits episode, DeAndre Coke dives into one of the busiest travel news weeks yet. From Rakuten and SoFi points play to Delta’s award rate drops and United’s sleek new Polaris business class suites, there’s something for every traveler. He covers the Hilton Honors devaluation, a limited-time AA award sale, and the end of the valuable Amex-to-Hawaiian-to-Alaska Airlines transfer loophole. Plus, there’s new info on Chase’s Instacart perks, updates on the Zil Money saga, and a reminder that May is prime time for booking summer travel. 

Packed with strategy, news, and savings hacks—you won’t want to miss it.

 

Key takeaways: 

  • Rakuten deals: Huge Amex point earning opportunities—some merchants offering up to 95x points.
  • SoFi bonus: Opening a new SoFi account with a $500 direct deposit can earn 25,000 Amex points.
  • Delta award rates drop: Flying Blue redemptions on Delta-operated flights are ~20% cheaper for 2026.
  • United upgrades: New Polaris Studio Suites will offer luxury in-flight experiences starting in 2026.
  • Hilton devaluation: Standard award nights at top-tier hotels now cost up to 200,000 points.
  • American Airlines sale: Over 1 million award seats available from 5,000 miles—book by May 28.
  • Amex transfer loophole: The Amex-to-Hawaiian-to-Alaska points route ends June 30.
  • Chase Instacart perks: New $10–$20 monthly credits across many cards, plus free Instacart+ trials.
  • Zil Money update: The payroll on credit card feature was delayed another month, which is now expected in June.
  • Book now for summer: Prices for flights and hotels are lower than usual—rebooking could save $$$.

 

Resources:

 

Interested in Financial Planning?

 

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

Connect with DeAndre Coke: 

 

 

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Are Credit Card Points Taxable? A CPA Explains What the IRS Actually Cares About with Rachel Earl (Ep. 75)

Are Credit Card Points Taxable? A CPA Explains What the IRS Actually Cares About with Rachel Earl (Ep. 75)

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Are your points and miles taxable?

 In this episode, host DeAndre Coke is joined by CPA Rachel Earl to demystify the often-confusing world where travel rewards and taxes meet. They unpack how the IRS views points earned from credit card sign-up bonuses, referral links, and cashback programs, and clarify when travel rewards might be considered income.

The conversation also dives into smart tax planning strategies that can earn you valuable points—like paying estimated taxes by card—and covers key insights around bank bonuses, QuickBooks tracking, and business credit card usage. Rachel shares her professional insights as well as personal travel tips, offering a rare intersection of finance, strategy, and wanderlust. This episode is a must-listen for anyone looking to navigate the financial side of travel rewards with more clarity and confidence.

 

Key Highlights:

  • Points vs. taxes: Points and miles from sign-up bonuses are not taxable, but referral bonuses may be.
  • IRS guidance: Current IRS rulings on this topic haven’t been updated since 2002.
  • Cashback simplicity: Cash back is generally not considered taxable income.
  • Credit card usage: Personal cards can be used for business expenses with proper documentation.
  • IRS priorities: The IRS does not track individual cardholders or card usage patterns.
  • Bank bonuses: These are reported on 1099-INT forms and are treated as interest income.
  • W2 caution: W2 employees should be careful when opening a business entity for points purposes.
  • Estimated tax payments: Can be used to earn points, but risks and limits apply—especially in states like California.
  • Record-keeping: QuickBooks or other tracking tools help streamline expense categorization.
  • Wanderlog for travel: A useful tool for organizing travel plans and expenses.

 

This episode is sponsored by Saily. Use Code BOLDLYGO for a 15% discount

 

Resources:

 

Interested in Financial Planning?

 

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

 

CPA’s Footnotes:

 

Connect with DeAndre Coke: 

 

Connect with Rachel Earl:

 

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