Credit Card Optimization – Revolutionizing Your Journey

How Business (and Life) Partners Can Turn Shared Expenses Into Luxury Travel with Dr. Andrea Mabry (Ep. 70)

By Bakir Djulic | April 16, 2025

Can you build a business and a travel lifestyle at the same time?

In this episode of Revolutionizing Your Journey, dermatologist and entrepreneur Andrea Mabry joins host DeAndre Coke to reveal how she leveraged high-value business expenses to earn millions of points and miles. From negotiating with contractors on a multi-million dollar clinic build to strategically choosing between Chase, Capital One, and Amex cards, Andrea shares actionable tips for entrepreneurs looking to turn their business spend into unforgettable travel rewards. They dive deep into the pros and cons of sharing points with partners, the surprising differences between credit card issuers, and how Andrea used AI to decide between points and cash back. You’ll also hear about her family’s premium cabin redemptions, the true value of understanding credit card fine print, and how setting aside just one hour can lead to long-term rewards.

If you’re a business owner or aspiring entrepreneur looking to maximize every dollar—this one’s for you.

Key Highlights:

Business Expense Strategy: Andrea used business spending, including building a clinic, to earn over 700,000 points annually.
Credit Card Comparison: Chase offers substantial rewards but is hard to share; Capital One is the most flexible for transfers.
Amex Point Tracking: Requires manual systems to manage partner point splits effectively.
Contractor Negotiation: Paying large vendors with cards led to significant point accumulation.
Cash Back vs Points: Andrea used AI tools to compare long-term value and determine the best strategy.
Family Travel: Thanks to effective redemption planning, she flew seven family members in premium cabins.
Quick Setup: Setting up a points system can take less than an hour but deliver massive returns.
Teaching Others: Andrea educates her network to create shared travel opportunities.
Redemption Stories: From Thailand to Iceland, points have become unforgettable travel memories.

Resources:

LTH Online Points & Miles In Depth Course:
- Use coupon code “BOLDYGO” for a 50% discount!
BoldlyGo Travel With Points & Miles Facebook Group
Truicity Wealth Management

Connect with DeAndre Coke:

Connect with Andrea Mabry:

Instagram: pointstoearn

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Revolutionize Your Travel: Must-Have Tools to Plan, Book, and Organize Your Points & Miles Game (Ep. 69)

By BoldlyGo | April 9, 2025

Have you ever wondered what tools a points and miles expert uses to book smarter, earn faster, and stay organized while traveling?

In this solo episode of Revolutionizing Your Journey, host DeAndre Coke breaks down his personal travel toolkit—from the apps that help him choose the right credit card at checkout, to the tools he swears by for booking award flights and organizing itineraries. From automating credit card offers with Card Pointers to searching for award flights with tools like PointsYeah and Seats.aero, DeAndre walks listeners through each step of his travel planning process. He also discusses the value of platforms like Zil Money for earning points on business expenses, and apps like TripIt for keeping itineraries organized. This episode offers practical insights for travelers looking to simplify and optimize their rewards-based travel.

This post contains affiliate links for some of the products mentioned, but we personally use and pay for most of these services ourselves because we believe in their value. We want to share the best points and miles tools that have helped us maximize our travel rewards.

Key Highlights:

Card Pointers: An app that helps users choose the best credit card for each purchase and automatically loads Amex and Chase offers without logging in.
Zil Money: Platform that lets businesses earn points by processing payroll through credit cards—useful for hitting sign-up bonuses and earning high multipliers.
Travel Freely: This tool tracks credit card annual fees and sign-up bonuses and helps users comply with Chase’s 5/24 rule.
PointsYeah: Award flight search engine with features like Daydream Explorer and live seat maps, making it easier to spot high-value redemptions.
Seats.aero: A power-user tool for finding award seat availability, especially useful for last-minute and expert-level searches.
Points Path: The first award flight search engine that runs directly in Google Flights, and provides both the cash price and points price of many flights.
FlightConnections: Visualization tool showing all direct routes between airports—great for mapping international travel and alliance-specific itineraries.
Boldly Go Calculators: Transfer Bonus Calculator and Point Redemption Calculator simplify reward math and show real point value.
Point.me: Beginner-friendly award search tool that includes step-by-step guides and Amex cardholder access for free.
Thrifty Traveler: Subscription service that sends alerts for award availability, mistake fares, and significant cash deals.
TripIt: Travel organization app that builds an itinerary from confirmation emails and syncs across devices—even offline. Helpful for keeping track of complex trips and flight changes.