Mindset Matters – Revolutionizing Your Journey

Unpacking The One App that Will Make Earning Points & Saving Money Substantially Easier: CardPointers Explained (Ep. 78)

By Bakir Djulic | June 11, 2025

In this episode of Revolutionizing Your Journey, DeAndre Coke sits down with Emmanuel, the founder of CardPointers—a game-changing app designed to help travelers optimize their credit card usage and maximize points and miles. Emmanuel shares how a personal challenge managing multiple cards led him to build CardPointers, and how the app has evolved into a powerful tool for both beginners and seasoned travel hackers.

The conversation highlights standout features, including automated offer tracking, an Autopilot mode that recommends the best card to use based on your location, and an Augmented Reality interface that displays savings opportunities at nearby stores. Emmanuel also breaks down the differences between the free and pro versions, upcoming features, and how CardPointers protects user privacy without requiring sensitive logins.

This episode delivers practical insights, pro tips, and plenty of inspiration for smarter travel.

Want to sign up for CardPointers? Use our link here

Key Highlights:

CardPointers origin: Born from Emmanuel’s personal need to simplify credit card tracking.
Smart card recommendations: The App shows which card to use for every purchase.
Built-in offers: Automatically integrates bank deals to boost savings.
Autopilot & AR mode: Recommend cards based on real-time location and store data.
No sensitive data required: Maintains complete user privacy and security.
Free vs Pro: Free version is great for beginners; Pro unlocks advanced tools.
Future features: Includes shopping portal integration and on-device analytics.
Maximized redemptions: Helps unlock luxury travel with points and miles.
Flexible strategy: Users are encouraged to take it slow and build over time.
Track Chase 5/24: Keeps tabs on account limits to help with time applications.

Resources:

BoldlyGo Travel With Points & Miles Facebook Group

Interested in Financial Planning?

Truicity Wealth Management

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

Card Pointers (Saves the average user $750 per year)
Zil Money (For Payroll on Credit Card)
Travel Freely
Point.me
FlightConnections.com
Thrifty Traveler Premium
LTH Online Points & Miles In Depth Course:
- Use coupon code “BOLDYGO” for a 50% discount!

Connect with DeAndre Coke:

Connect with CardPointers:

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The Psychology of Points: Mastering Behavior, Not Bonuses (Ep. 77)

By Bakir Djulic | June 4, 2025

This episode isn’t about earning your next big bonus or finding the hottest travel deal—it’s about the mindset that makes all of it sustainable.

DeAndre Coke shares a powerful solo session unpacking how mastering points and miles is less about tactics and more about behavior. Drawing insights from the book “The Psychology of Money” and over a decade of advising experience, he explains why understanding your habits, defining your version of “enough,” embracing optionality, and building identity-driven financial discipline can unlock not just better travel, but a better life.

If you’re ready to stop chasing and start strategizing, this one’s for you.

Key Highlights:

Behavior > Bonuses: Winning with points is about patience and discipline, not just card hacks.
Define “Enough”: Set intentional goals to avoid endlessly chasing bigger redemptions.
Optionality = Power: Having points gives you choices—and that’s where absolute travel freedom begins.
Hedonic Adaptation: The more you redeem, the more you adapt—learn to appreciate and recalibrate.
Delayed Gratification: Waiting for the proper redemption often leads to the most significant wins.
Diversification Matters: Don’t hoard points in one program; spread risk and gain flexibility.
Self-Sabotage is Real: Overspending for bonuses or never redeeming points are behavioral pitfalls.
Identity Drives Action: Seeing yourself as a savvy strategist helps you naturally make better decisions.
Quiet Accumulation Pays: Consistent, smart habits lead to long-term travel wealth.
Points as Practice: This is more than travel—it’s training for financial self-mastery.