Tag: Travel and Finance

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The Psychology of Points: Mastering Behavior, Not Bonuses (Ep. 77)

The Psychology of Points: Mastering Behavior, Not Bonuses (Ep. 77)

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This episode isn’t about earning your next big bonus or finding the hottest travel deal—it’s about the mindset that makes all of it sustainable. 

DeAndre Coke shares a powerful solo session unpacking how mastering points and miles is less about tactics and more about behavior. Drawing insights from the book “The Psychology of Money” and over a decade of advising experience, he explains why understanding your habits, defining your version of “enough,” embracing optionality, and building identity-driven financial discipline can unlock not just better travel, but a better life. 

If you’re ready to stop chasing and start strategizing, this one’s for you.

 

Key Highlights:

  • Behavior > Bonuses: Winning with points is about patience and discipline, not just card hacks.
  • Define “Enough”: Set intentional goals to avoid endlessly chasing bigger redemptions.
  • Optionality = Power: Having points gives you choices—and that’s where absolute travel freedom begins.
  • Hedonic Adaptation: The more you redeem, the more you adapt—learn to appreciate and recalibrate.
  • Delayed Gratification: Waiting for the proper redemption often leads to the most significant wins.
  • Diversification Matters: Don’t hoard points in one program; spread risk and gain flexibility.
  • Self-Sabotage is Real: Overspending for bonuses or never redeeming points are behavioral pitfalls.
  • Identity Drives Action: Seeing yourself as a savvy strategist helps you naturally make better decisions.
  • Quiet Accumulation Pays: Consistent, smart habits lead to long-term travel wealth.
  • Points as Practice: This is more than travel—it’s training for financial self-mastery.

 

Resources:

 

Interested in Financial Planning?

 

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

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Connect with DeAndre Coke: 

 

 

 

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Building Wealth and Traveling for Free: Real Estate Meets Points & Miles (Ep. 44)

Building Wealth and Traveling for Free: Real Estate Meets Points & Miles (Ep. 44)

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Ever wonder how real estate can help you travel the world for nearly free?

In this episode, DeAndre Coke interviews Jaina Pallasigui, who reveals her unique approach to leveraging real estate investments to earn points and miles for travel. Jaina shares how she began her journey into real estate, detailing the strategies she uses to accumulate points through property renovations and other investment opportunities. She discusses her experiences traveling using those points, as well as the importance of understanding credit cards, the benefits of business credit cards, and her top advice for aspiring real estate investors. Throughout the episode, Jaina emphasizes how real estate can balance wealth-building with incredible travel opportunities.

Tune in to learn how you can use real estate to fund your next adventure and build wealth at the same time!

 

Key Highlights:

  • Starting with the Right Card: Jaina began her points and miles journey by signing up for the Chase Sapphire Reserve®, which offered a high sign-up bonus and valuable travel rewards.
  • Building a Portfolio: Managing nine rental units in Evansville, Indiana, Jaina explains how she leverages her investments to earn points.
  • Maximizing Credit Card Bonuses: Learn how she uses business credit cards strategically to meet minimum spend requirements while renovating her properties.
  • Funding Travel with Real Estate: Jaina reveals how real estate allows her to travel almost entirely on points and miles.
  • Handling Unexpected Expenses: Real estate surprises are inevitable, and Jaina shares how credit cards help manage those costs while still earning rewards.
  • Traveling Smart with Points: From luxury stays to affordable flights, Jaina explains how she enhances her travel experiences using points.
  • Networking and Knowledge: Jaina emphasizes the importance of connecting with other investors to accelerate learning in both real estate and travel hacking.
  • And much more!

 

Resources:

 

Connect with DeAndre Coke: 

 

Connect with Jaina Pallasigui:

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